Online Marketing is Key for Banks with OREO
As of September 30, 2011 the FDIC reported over $50 Billion in Other Real Estate Owned (OREO) on the books of the 7,436 financial...
Factoring Outlook
Factoring as we know it is defined as the purchase of accounts receivable, discounted at some percentage, to provide immediate cash to a...
Over Insuring Aircraft – Impacts to the Bank
Banks may be choosing to ignore a serious problem with their collateral when financing aircraft - and in some cases, they may be...
Aircraft Financing - 2 of 3
This is the second in a series of three articles involving topics related to aircraft financing – specifically the evaluation and...
40 Years of the FCRA: Where it’s been and where it’s headed
In July 2011 the Federal Trade Commission (FTC) issued a staff report entitled, “Forty Years of Experience with the Fair Credit Reporting...
Underwriting Basics for Commercial Lending (Part 2)
Any commercial loan request must address satisfy the Five “C”s of credit: 1. Capacity- can they demonstrably repay the loan? If they...
GAO Audit of the Federal Reserve System
The Dodd-Frank Wall Street Reform and Consumer Protection Act directed the GAO to conduct a one-time audit of the emergency loan programs...