Maximizing Benefits of Merchant Processing Services to Community Banks
Beginning with this issue, InsideBanking will be carrying a series of six articles designed by experts from the merchant processing...
What is a Prime Condition Aircraft Anyway?
Not long ago I was examining a single engine piston aircraft for a banking client. At that time, the aircraft was six years old and it...
Shadow banks as the financial intermediaries – Fed squeezes the system due to persisting risks
We must have heard about the proverb “if it looks like a duck, quacks like a duck and acts like a duck, it is a duck” but what if an...
Dodd-Frank and the Outsourcing Dilemma
The Dodd–Frank Wall Street Reform and Consumer Protection Act is the largest financial reform act in US history. Introduced amid the...
Introduction to Warehouse Lending
Establishing a de novo warehouse lending platform is twofold, staffing, and more importantly, risk. My comments on each are listed below: ...
Best Practices: Abandonment of Environmentally Contaminated Collateral
Unfortunately, all too frequently, after a loan is in default and the liquidation process has begun, the lender learns the real property...
Are You In "Hot Water"? - How Would You Know?
There is a science experiment that demonstrates how an animal (including people) can be "boiled alive" without having a painful reaction....
California Supreme Court Rules: Borrowers Can Introduce Evidence re Oral Promises Allegedly Made by
On January 14, 2013, in Riverisland Cold Storage v. Fresno-Madera Production Credit Assn., 2013 Cal. Lexis 253 (2013) ("Riverisland"),...
PAYDAY OR NOT! WHO WINS THE LIEN PRIORITY FIGHT BETWEEN A BANK AND A GARNISHOR
The debtor’s bank account is flush with cash! After months of searching and work you finally have it, a payday! You get the...
Best Practices: Litigation Plans for 7(a) Loans
There comes a time in every lender's portfolio when its workouts are no longer working out, and the only commercially reasonable course...